Android Pay

[Jorge-Vieira]

Google Is Planning To Launch Android Pay At I/O Conference – Says reports

There has been an inconvenience in implementation for Google’s mobile payment systems. In all these years Google has failed to provide a universal online payment mechanism to Android users. However, there seems to be drift in favor of Google this year, as reports suggest, Google will soon hit the mobile payment system with a new payment API with the name of Android Pay. The new payment method will be announced in May this year in an I/O Conference. Lets take a look at the novelty of Android Pay and how does it stack in front of Apple and Samsung’s payment methods (http://wccftech.com/paypal-founder-samsung-executive-settled-meeting-discuss-samsung-pay/).
http://cdn.wccftech.com/wp-content/uploads/2015/02/Infographic-What-Will-Android-Pay-Look-Like-featured-635x318.jpg (http://cdn4.wccftech.com/wp-content/uploads/2015/02/Infographic-What-Will-Android-Pay-Look-Like-featured.jpg)The new Android Pay is built from the group up which is totally opposite of the Google Wallet. By the look of it, Android Pay will most likely to integrate the payment systems with third party applications through developers and users can register and authenticate their credit and debit cards. Google is emphasizing on one tap payment operation so developers and users can transact with ease. Now for the most important aspect of Android Pay – The API will solely be based on the HCE technology (Host Card Emulation) which is connected to the NFC chip inside your smartphone.


Google To Integrate Google Wallet With Android Pay Similar plans were heard a week ago, where Google was up to a revamped Google service. This service was to be released at the I/O conference as well and reports suggest that Google is aiming to bring carriers, device manufacturers, payments and banks together which will aid in supporting Google’s own platform to provide a stress free transaction system.
Source also portrays that Google Wallet and Android will co-exist but Google Wallet would be integrated with Android Pay. For example, Google Wallet’s Instant Buy API’ is already present so developers could enhance more operations with the same command as ‘Buy With Google’. This could be cumbersome to get but will be integrated probably to receive payments from both ends, Google Pay and Android Pay.
http://cdn4.wccftech.com/wp-content/uploads/2015/02/google-wallet.jpg (http://cdn4.wccftech.com/wp-content/uploads/2015/02/google-wallet.jpg)This year, Google is really stepping in the game for mobile payment systems. Other than this, third party companies and developers are already integrating their API’s to Google. There have been news of Google testing a Bluetooth enabled payment system which we will soon hear. Among the acquisitions, Softcard also made its way to Google in the previous days. Do stay tuned for more and share your insights with us in the comment section.


Noticia:
http://wccftech.com/google-planning-launch-android-pay-io-conference-reports/#ixzz3SsNn3ucI

[Jorge-Vieira]

Google Jumps The Mobile Payments Train With Android Pay; A Platform For More Payment Services

In a move to level up with Apple and Samsung, tech giant Google has made some announcements of its own at the MWC. Google has confirmed Android Pay, and the search engine giant’s intentions for the payment system seem to far more than making mobile payments, as done through Apple’s Apple Pay.
http://cdn4.wccftech.com/wp-content/uploads/2015/03/1363620952_sundar-pichai.jpg (http://cdn4.wccftech.com/wp-content/uploads/2015/03/1363620952_sundar-pichai.jpg)Google Confirms Android Pay – Intends To Create A Platform For Others To Build On “We are doing it in a way in which anybody else can build a payments service on top of Android,” said Sundar Pichai, senior VP at Google who is responsible for Chrome, Android and other divisions. Pichai envisions a framework where third party developers, particularly in areas such as Africa and China can use it to build their own mobile payment platform. Google’s platform, if successful, will most likely see mobile payments come closer to becoming the norm of the day, rather than services offered exclusively by manufacturers to users who purchase their devices.

As to how Android Pay is expected to function, Pichai in his MWC conference today said that the platform would start with NFC and eventually integrate biometric sensors as well, hinting that Google intends to cast the Android Pay net as far as possible. Commenting further on Android Pay as a platform for mobile payment services, Mr. Picard also confirmed that Google Wallet will co-exist with Android Pay and will be dependent on the service’s features as a platform. Coming towards the fact that are Google’s announcements today a direct result of Samsung announcing Samsung Pay yesterday, Pichai provided no direct answer and replied that the two companies have different schedules for their services and would be working together in the future for collaboration on their services. If Google does manage to create a successful platform for mobile payments today then we could very well be seeing a future where mobile payments aren’t that much unique. Let us know what you think in the comments section.





Noticia:
http://wccftech.com/google-confirmed-android-pay/#ixzz3TFfVyjXl

[Jorge-Vieira]

Android Pay Launch Date Revealed Through Leaked Memo

Google’s big answer to Apple Pay and Samsung Pay could launch sooner than you might think, if a leaked memo is to be believed.
http://cdn.wccftech.com/wp-content/uploads/2015/08/paycollage-635x382.jpg
Along with the announcement of Android M – now officially revealed as 6.0 Marshmallow (http://wccftech.com/android-m-name-finally-revealed/) – Google took the wraps off its contactless payment system as well, Android Pay (http://wccftech.com/android-pay-detailed-fingerprint-payments-tap-pay-included/). The service works works pretty much in the same manner as Apple Pay and Samsung Pay, allowing you to make payments on the go, but with all that goodness aside which Google announced, the search behemoth failed to give out a concrete date on which droidsters will be able to use the company’s newfound service. If a leaked memo is to be believed, then all of us can take advantage of Android Pay from 26th of August.
According to a memo being sent out to multiple McDonald’s retail outlets, the company will start to accept Android Pay payments from August 26th. The memo also notes that the procedure for making a purchase using Android Pay is the same as Apple Pay, hence no surprises there.
If you’ve been waiting to try out Android Pay in the United States then mark your calendars for the 26th, and also keep in mind that Android Pay is going to be a United States only affair in the start, so international users might want to wait this one out, as usual.




http://cdn.wccftech.com/wp-content/uploads/2015/08/Android-Pay-memo-635x792.jpg
Google announced Android Pay at its I/O 2015 conference three months back, and at the time of announcement Google revealed that its newfound payment service will make its debut some time later this year, but if today’s revelation is to be believed then it’s a sure shot sign that Google is expediting things a little from its end, considering how the competition has big plans to take over our wallets.
Apple on the other hand, with Apple Pay, has recently expanded its services to the UK, allowing users there to jump onto a bandwagon that is sure shot going to be a future of replacing our wallets. And given the current landscape, with millions of users still relying on their old faithful credit cards, there’s no doubt left that all major players have a long way to go before they get rid of the wallet from our pockets for good. Lastly, given the state of fragmentation on Android, it’s not going to be easy for the big guns to push everyone towards the future, but we’ll see for ourselves how that pans out.
Thoughts on the matter?







Noticia:
http://wccftech.com/android-pay-launch-date-memo-leak/#ixzz3jkucYroK

[Jorge-Vieira]

Android Pay Officially Launched In The US Today

In the previous days, we were enlightened that Android Pay would arrive on 16th of September. Well, Android just surprised us all today by launching its Android Pay service in the US. It is one of the most competitive areas for Google where it tends to give Apple Pay a tough look. For now, the service is limited to US citizens and according to the company, it will be rolled out further in the forthcoming days. The Android Pay service is said to be available on any carrier and any Android handset that is running on version 4.4 or higher and has support for NFC.
http://cdn.wccftech.com/wp-content/uploads/2015/09/android-pay-phones-640x544-635x540.jpg (http://cdn.wccftech.com/wp-content/uploads/2015/09/android-pay-phones-640x544.jpg)
There are a lot of details that need to be considered before you can finally head out and use the service. The current Google Wallet app will be incarnated into the Android Pay app in a short time while users new to the service can download the app from Google Play Store in a few days. The service is said to come pre-installed on smartphones from Sprint, AT&T, T-Mobile and Verizon. Although, Verizon wasn’t quite mentioned in the announcement.
Let’s see some more detail on Android Pay’s support for different brands, banks and credit card vendors.


Google’s Infamous Android Pay Officially LaunchedAccording to Google, Android Pay has partnered with several brands and banks while many will be added in the upcoming months. It’s just a matter of time when it will be available in your host country and you will be asked for an alternative payment method. You have the ability to use the Android Pay at more than one million outlets and the number will keep on increasing in the US. Brands like Coca Cola, Pepsi, Subway, Sports Authority and many more are part of the Android Pay. While many of the major banks like Bank of America, US Bank, USAA, Region Bank and more have issued the Android Pay service.
http://cdn.wccftech.com/wp-content/uploads/2015/09/android-pay-merchants-640x390-635x387.jpg (http://cdn.wccftech.com/wp-content/uploads/2015/09/android-pay-merchants-640x390.jpg)
To keep users financial information secure, Android Pay adopts the tokenization system. This narrows down to the fact that on every transaction, your real debit or credit card number will not be sent along with the payment. Instead, a virtual code will be used that will add another layer of security in the transaction. Android Pay works with all four major credit card vendors such as the Master Card, Discover, American Express and Visa. When a transaction is made, a confirmation message will be prompted that shows details of the transaction. In case of a stolen phone, you can make use of Android Device Manager to lock your phone where ever it is.
Google says that the journey has just started for Android Pay and more services and goodies will tag along with time. More details will make way in the coming months. If you’re in the US, make sure to look out for any outlets. Share your thoughts on Google’s Android Pay. Will it be able to compete with the likes of Apple Pay?







Noticia:
http://wccftech.com/android-pay-officially-launched-today/#ixzz3lQ4dn9Qi

[Jorge-Vieira]

Android Pay Can Now Used By Apps In The U.S.

http://media.bestofmicro.com/A/B/545987/gallery/android-pay-apps_w_600.png (http://www.tomshardware.com/gallery/android-pay-apps,0101-545987-0-2-12-1-png-.html)Google announced that Android Pay can now be used to pay for not just items in stores, but also within applications in the U.S., as promised at Google I/O (http://www.tomshardware.com/news/android-pay-google-io-announcement,29188.html) earlier this year.
This move essentially gives Android Pay the old functionality of Google Wallet, which you could use to pay for things in the Play Store, but also within other apps, as long as developers embraced it.
However, Google Wallet never saw much adoption. Google hopes Android Pay will change that. This time, Android Pay also managed to build on the momentum of Apple Pay, which got many merchants interested in adopting mobile payment technology.
The merchants replaced their old point of sale systems with modern ones that can accept NFC transactions. They are also compatible with the EMV (Europay, MasterCard, and Visa) standard that Apple Pay and Android Pay are using to create virtual tokens for transactions.
Google said that there are now over one million locations across the U.S. that accept mobile payments, which shows that merchants and customers alike are interested in this type of technology to make shopping more convenient.
Now, Google is ready to move to the next step, which is allowing people to use their Android Pay accounts to pay for things within apps, as well. If your favorite apps already support Android Pay, you can buy from them simply by tapping once on the Android Pay button and then confirming the action and your information in one step before the purchase is done.
http://media.bestofmicro.com/A/C/545988/gallery/android-pay_w_600.jpg (http://www.tomshardware.com/gallery/android-pay,0101-545988-0-2-12-1-jpg-.html)More apps should support Android Pay soon, but some, such as OpenTable and Lyft, already support it, and they also offer some discounts when using the option for a purchase.
In the first half of 2016, Google will bring Android Pay to Australia as well, and it will be supported everywhere NFC payments work, including at merchants such as 7-Eleven, McDonald's and Telstra. More countries should get Android Pay by the end of next year.
Developers interested in using the Android Pay for their physical products or services can visit Android Pay API web page (https://developers.google.com/android-pay/).



Noticia:
http://www.tomshardware.com/news/android-pay-apps-in-us,30764.html

[Jorge-Vieira]

Australia jumps head first into Android Pay adoption

Australia's big banks are backing the launch of Android Pay in the land down under, with ANZ, Westpacm St George, Bank of Melbourne, Bank of South Australia, Bendigo Bank, Cuscal, ING Direct, and Macquarie Bank signing up their full support for 2016, ZDNet reported (http://www.zdnet.com/article/australian-banks-back-Google-pay-launch/).

http://imagescdn.tweaktown.com/news/4/9/49043_0102_australia-jumps-head-first-google-pay-adaption.jpg

As announced in a Google blog post (http://Google-au.blogspot.com.au/2015/12/tap-pay-down-under.html), this new service is set to be released in Australia "in the first half of 2016," with Android Pay gaining access to girft card storage, loyalty card intergration and select special offers.

Available for phones running Android 4.4 or later, customers will now gain the ability to pay for purchases in brick-and-mortar stores by using their increasingly-hand smartphone, working thanks to NFC. The service will require users to unlock their phone (due to safety concerns) and simply hold it near any contactless payment device, in what Google hopes will be a method to remove the need of plastic credit card payments in the future.




Noticia:
http://www.tweaktown.com/news/49043/australia-jumps-head-first-android-pay-adoption/index.html

[Jorge-Vieira]

Android Pay Is Coming To The UK

http://i0.wp.com/www.eteknix.com/wp-content/uploads/2016/03/androidPay.jpg?resize=800%2C449
These days your phone can replace a lot of things, from your contact list to your camera, they do it all. With thanks to Android, you may get to tick another thing off your list with several major banks in the UK starting to accept Android Pay.
Currently, the financial institutes that support Android Pay are the following:


Bank of Scotland
First Direct
Halifax
HSBC
Lloyds Bank
M&S Bank
MBNA
Nationwide

It won’t stop there with Android’s blog posting (http://officialandroid.blogspot.co.uk/2016/03/tap-pay-uk.html) that the list will grow thanks to “new banks being added all the time”. Android pay will be accepted anywhere in the UK that supports contactless payments, meaning your weekly shopping trip or even your lunch treat could soon be provided by your mobile phone.
If that wasn’t enough the feature will also be supported in several apps, such as Kickstarter, JD Sports and Deliveroo while other the API that lets developers add the feature has been adjusted to make it easier to include the feature in any app’s that want you to pay for with your phone.
With 1.5 million registrations happening in the US each month for Android Pay, the success of the system could only grow by adding it to other countries and it looks like Apple Pay and other contactless systems may have a fight on their hands for which phone you use to pay your lunch bill.



Noticia:
http://www.eteknix.com/android-pay-coming-uk/

[Jorge-Vieira]

Nintendo Releases Miitomo For iOS And Android

http://media.bestofmicro.com/C/F/570687/gallery/Miimoto_w_600.jpg (http://www.tomshardware.com/gallery/Miimoto,0101-570687-0-2-12-1-jpg-.html)
As part of Nintendo's strategy to expand into the smartphone market, the company just released its first piece of smartphone software: Miitomo. (https://miitomo.com/en/)
Miitomo isn't exactly a game (http://www.tomshardware.com/news/nintendo-mobile-app-called-miitomo,30451.html), functioning more like a social networking service. It closely resembles Miiverse on Nintendo's current game consoles, but with a few extra features. Instead of being limited to your virtual mini-Mii, you can decorate your character with a variety of costumes and accessories. You can then chat and interact with your friends in a wide number of locations.
Nintendo designed Miitomo to help spur conversations by programming your Mii to periodically ask you questions about yourself. It then shares your answers with your friends, which opens the door to a new discussion.
Although this is Nintendo's first piece of smartphone software to come from its partnership with DeNA, Nintendo plans to release more software and games for users over the course of this year. Miitomo is available now for iOS and Android.



Noticia:
http://www.tomshardware.com/news/nintendo-miitomo-first-smartphone-app,31521.html