View Full Version : Paypal

06-02-16, 17:46
Paypal Blocks VPN and UnoTelly Payments

Paypal is the default setting for a lot of people and companies when it comes to online payments, easy to implement and with a safety net of features people feel comforted by while doing online banking. With Paypalís purchase of digital money company Xoom (http://www.eteknix.com/paypal-buys-digital-money-transfer-company-xoom/), it seemed like Paypal wanted to take all the money but theyíve now started blocking payments using the Candian company UnoTelly (http://arstechnica.com/tech-policy/2016/02/paypal-blocks-vpn-smartdns-providers-payments-over-copyright-violations/).
Under Paypalís Acceptance use policy states that it cannot be used to send payments ďfor items that infringe or violate any copyright, trademark, right of publicity or privacy, or any other proprietary right under the laws of any jurisdictionĒ. UnoTelly offers smartDNS and VPN access, techniques which have been used to remove geo-blocks from websites, a technique that lets you watch or use sites that are often blocked in particular areas of the world. Copyright holders have often argued that VPN networks could be used to bypass copyright, enabling you to access and watch videos through services like Netflix in regions where the show is blocked.
The problem with this decision is that a lot of people, such as large businesses, use VPNís for legitimate reasons and putting a blanket ban on VPN users making purchases through Paypal would surely only end with the services use declining.


10-02-16, 10:30
PayPal shoots self in foot while 'white knighting' for Netflix

<figure> http://o.aolcdn.com/dims-shared/dims3/GLOB/crop/3923x2611+0+0/resize/1400x932%21/format/jpg/quality/85/http://hss-prod.hss.aol.com/hss/storage/midas/fe3ecfda546143e0bf875382434bed0e/200786907/455692394.jpg </figure>
With the recent rollout of Netflix Everywhere (http://www.engadget.com/2016/01/06/netflix-teams-with-lg-for-prepaid-streaming-worldwide/), the company has been on a tear (http://www.engadget.com/2016/01/21/netflix-starts-blocking-vpn-dns-users/) trying to track down and lock out users who rely on VPNs to bypass its regional restrictions (http://www.engadget.com/2016/01/14/netflix-is-cracking-down-on-proxy-users/) and access the US programming list -- or any other country's local selection of shows. Doing so hasn't been as easy as Netflix initially anticipated so it called in PayPal for backup.

See, VPN servers allow users to spoof their geographical location (http://www.engadget.com/2015/12/11/your-vpn-may-be-worthless/) so even if they live in, say Germany, the Netflix system will think they're in located somewhere here in the states. What's more, many VPN services specifically advertise that they can help you get around Netflix's geo-barriers, and it's precisely those services that PayPal is going after.
According to a report from TorrentFreak (https://torrentfreak.com/paypal-starts-banning-vpn-and-smartdns-services-160205/), PayPal recently sent Canadian VPN service UnoTelly notice that it would no longer offer them payment processing services on "copyright infringement" grounds.
Specifically, the PayPal notice read:

Under the PayPal Acceptable Use Policy, PayPal may not be used to send or receive payments for items that infringe or violate any copyright, trademark, right of publicity or privacy, or any other proprietary right under the laws of any jurisdiction. This includes transactions for any device or technological measure that descrambles a scrambled work, decrypts an encrypted work or otherwise avoids, bypasses, removes, deactivates or impairs a technological measure without the authority of the copyright owner.
UnoTelly, in response, simply told its customers to use credit cards instead. So really the only company economically hurt by PayPal's white knighting (http://www.urbandictionary.com/define.php?term=White+Knight) is PayPal itself. Good work there, guys.


10-02-16, 21:51
Master LOL

06-04-16, 17:27
PayPal cancels plan to open North Carolina operations center in response to state's anti-LGBT law


PayPal has cancelled its plan to open a global operations center in Charlotte, North Carolina, in response to the state’s recently passed law that discriminates against lesbian, gay, bisexual and transgender (LGBT) citizens.
The center would have brought 400 jobs and seen PayPal invest more than $3.6 million in the area. But the digital payments company decided not to use the location as a protest against the House Bill 2 law, which supersedes ordinances protecting LGBT people from discrimination, and prevents transgender people from using bathrooms and locker rooms that do not match the gender on their birth certificates.
“The new law perpetuates discrimination and it violates the values and principles that are at the core of PayPal’s mission and culture,” said (https://www.paypal.com/stories/us/paypal-withdraws-plan-for-charlotte-expansion) PayPal CEO Dan Schulman. “As a result, PayPal will not move forward with our planned expansion into Charlotte.”
“This decision reflects PayPal’s deepest values and our strong belief that every person has the right to be treated equally, and with dignity and respect,” Schulman added
Other companies, including Google, Facebook, Apple, and IBM, have spoken out aginst the House Bill 2. More than 80 CEOs signed a letter (http://hrc-assets.s3-website-us-east-1.amazonaws.com//files/assets/resources/NC_CEO_Letter_%283%29.pdf) to North Carolina Governor Pat McCrory, urging him to repeal it.
The law has proved so controversial that the White House is currently reviewing (http://www.nytimes.com/aponline/2016/04/04/us/politics/ap-us-obama-north-carolina.html) whether it could affect the flow of federal aid to North Carolina, and a federal lawsuit has been launched (http://www.buzzfeed.com/dominicholden/nc-anti-lgbt-law-lawsuit#.yiPOPzYwlN) against the state.
North Carolina Lieutenant Governor Dan Forest has defended the law following PayPal’s decision. "If our action in keeping men out of women's bathrooms and showers protected the life of just one child or one woman from being molested or assaulted, then it was worth it," he said in a statement.
PayPal said it is now looking for another location for its operations center.


14-04-16, 16:48
PayPal Credit arrives in the UK

PayPal Credit launched in the US back in 2014. Today the service launched in the UK (https://www.paypal.com/uk/webapps/mpp/paypal-virtual-credit). As you might guess from the name, PayPal Credit allows you to buy things online with money you don't yet have. PayPal says it's "like a credit card you can use for your online purchases" but the UK service is both card-less and paperless.
The UK is the first market outside the US to get PayPal Credit, however there are some changes (http://techcrunch.com/2016/04/13/paypal-credit-expands-to-the-uk-with-an-interest-free-option-for-purchases-over-150/?ncid=rss). First of all US customers could get the PayPal Extras MasterCard physical credit card. Secondly the interest free bonus threshold has very much increased for UK customers. In the US, customers get four months interest free on purchases of $99 or more. To qualify for this nicety UK customers have to spend at least £150.
If you are interested in PayPal Credit it sounds rather easy to apply. The whole process takes just "10 minutes" (including a credit check) and once approved the credit limit is applied to your PayPal balance right away.
To pay back the credit you've used, PayPal says you can send funds via your bank account, debit card or PayPal balance at any time online of via phone. There's a scheduled bank direct debit option if you prefer that.
Alongside the obvious convenience, if you are a regular PayPal and eBay user, PayPal will be providing promotional offers so you could receive reduced interest, or interest-free rates, on certain purchases. TechCrunch (http://techcrunch.com/2016/04/13/paypal-credit-expands-to-the-uk-with-an-interest-free-option-for-purchases-over-150/?ncid=rss)says that retailers including Blacks, Chain Reaction Cycles, Dyson, Millets, Samsung, Simply Games and Ultimate Outdoors will be among the first with promotional payment instalment plans.
Please note that if you are late to pay back credit when it is due, there's a £12 fee. If you spend beyond your credit limit there's a fee of £12. There's also a £5 fee for a printed statement.